Single Trip Travel Insurance

Single Trip Cover with MakeMyTrip’s Travel Insurance: Travel Smart, Travel Secure

Whether it’s a long-awaited international holiday or a short overseas visit to attend a special event, travelling abroad can be quite thrilling. But with new experiences come unfamiliar challenges. Medical emergencies, trip cancellations, baggage loss, all it takes is one unexpected situation to turn your trip upside down. Ultimately, this is where having a single trip cover in your travel insurance can prove to be quite helpful.

You do not need to buy single trip travel insurance separately, as with MakeMyTrip’s travel insurance, you get a dedicated plan for one-time international journeys that protects you from such risks without needing a long-term policy commitment. Moreover, it covers you from departure to return, ensuring you enjoy peace of mind no matter where you are in the world.

What is a Travel Insurance With Single Trip Cover?

Single Trip or Single Cover Travel Insurance is a travel insurance cover that offers financial and assistance-related coverage for one international trip, from departure to return. Moreover, it’s ideal for individuals or families who are travelling abroad for a fixed duration and do not plan multiple international visits within a year. Typically, a travel insurance for a single trip covers:

• Emergency medical expenses and hospitalisation abroad
• Trip cancellations or interruptions due to unforeseen events
• Loss or delay of checked-in baggage
• Passport or document loss
• Personal accident coverage
• Emergency evacuation or repatriation

How Does Single Trip Cover with Travel Insurance Work?

Understanding how this coverage in travel insurance works can help you make the most of your policy and avoid unnecessary hassle during your trip. Here’s a step-by-step breakdown to understand it better:

• Policy Purchase: Before your journey, choose a plan based on your destination, travel duration, and requirements. With MakeMyTrip, you can compare different travel insurance policies for a single trip in the market to find the one that suits your needs best.
• Policy Period: The policy coverage starts from your departure date and ends once you return to India. The duration can be anywhere from a few days to a few months, depending on your trip. Some plans may also offer limited coverage for trip extensions, subject to terms and conditions.
• Documentation: Basic documents such as your passport, travel dates, and identification details are required at the time of purchase. In some cases, you may also be asked for your flight ticket or proof of accommodation to finalise the policy.
• Claims Process: In case of an emergency or claim situation during your trip, firstly contact the insurer’s 24/7 assistance helpline or log in to their claim portal. Then, submit required documents such as medical bills, boarding passes, or FIR (in case of any theft or loss). Lastly, follow the insurer’s guidelines for smooth processing and approvals.

Key Features and Benefits of Single Trip Cover

Single Trip Cover in travel insurance usually offers a wide range of advantages that make it a must-have for international travellers:

• Medical Expenses: Covers hospitalisation, treatments, surgeries, and emergency care in case of illness or injury while travelling. Some plans may also include outpatient consultations and pharmacy costs.
• Trip Cancellation/Interruption: Get reimbursed for non-refundable bookings if you cancel or cut short your trip due to valid reasons like medical emergencies or natural disasters.
• Passport Loss: Coverage for expenses related to obtaining a new passport and support from the local embassy, ensuring your travel plans remain on track with minimal disruption.
• Baggage Loss/Delay: Compensation for essentials if your luggage is delayed or lost by the airline. This includes reimbursement for clothing, toiletries, and other necessities until your baggage is retrieved.
• Personal Accident Cover: Lump sum compensation in case of accidental death or permanent disability during the trip. Moreover, it provides financial security to your family in case of unfortunate incidents.
• Medical Evacuation/Repatriation: Covers the cost of airlifting or returning the insured to India in case of a medical emergency. It further includes arranging appropriate transportation and medical supervision if needed.
• Affordable Premiums: One-time plans ensure you only pay for the duration you need, making it a budget-friendly option for one-time travellers without any long-term cost commitment.
• 24/7 Emergency Assistance: Round-the-clock helpline support for emergencies abroad, including help with hospital admissions, lost documents, or locating nearby healthcare providers.

Difference Between Single and Multi Trip Travel Insurance

Here’s a brief table to compare single trip travel insurance and multi trip travel insurance to understand how they differ from each other:

All in all, if you are someone travelling abroad only once or twice a year, then having a single travel insurance is the right option. On the other hand, if you’re travelling across borders quite frequently, consider a multi-trip travel policy instead.

Top 5 Countries where Travel Insurance with Single Trip Cover is a Must

While travel insurance is recommended for all international destinations, certain countries have higher medical costs, stricter visa rules, or specific policy requirements. Below are five countries where opting for single travel insurance is especially important:

1. United States of America (USA)
   The USA is known for its high-quality but expensive healthcare system. Even minor medical treatments can result in substantial expenses. A single flight travel insurance ensures financial protection against such unforeseen medical emergencies, along with coverage for trip disruptions or baggage-related issues.
2. Schengen Countries (Including Germany, France, Italy, etc.)
   Travel insurance is a mandatory requirement for obtaining a Schengen visa. The policy must offer a minimum coverage of €30,000 for emergency medical expenses. Without a valid single trip travel insurance, visa applications may be denied. Moreover, the policy also assists travellers in managing costs related to hospitalisation, evacuation, and document loss.
3. Australia
   While Australia offers excellent healthcare facilities, international visitors are not covered under the public healthcare system. Private medical treatment can be costly. For such cases, a standard one trip travel insurance offers coverage for medical emergencies, delays, and personal liabilities, helping visitors avoid unexpected out-of-pocket expenses.
4. Canada
   Canada’s public healthcare is not extended to tourists or temporary visitors. In the absence of insurance, even routine treatments may incur significant costs. A travel insurance with single trip cover helps you cover emergency medical care, hospital stays, and other travel-related disruptions.
5. Japan
   Japan has one of the world’s most advanced healthcare systems, but medical treatment can be expensive for non-residents. Additionally, the language barrier and procedural formalities can pose challenges during emergencies. A best value single trip travel insurance offers essential financial coverage and access to assistance services, ensuring smoother handling of such situations.

Travel Insurance With Single Trip Cover: Inclusions & Exclusions

To understand your travel insurance with single trip cover better, it’s important to know what’s included and what’s not to avoid any last-minute surprises. Here are some key inclusions and exclusions that are usually a part of such insurance plans:

Inclusions:

• Emergency medical expenses (in case of any illness or injury)
• Hospitalisation and outpatient care abroad
• Trip cancellation or interruption
• Loss or delay of checked-in baggage
• Passport and document loss
• Medical evacuation or repatriation
• Personal accident cover
• Emergency assistance helpline

Exclusions:

• Pre-existing medical conditions (unless covered as an add-on)
• Self-inflicted injuries or substance abuse
• Losses due to reckless or unlawful acts
• Travel without proper documents (visa, passport, etc.)
• Participation in high-risk sports without coverage
• Claims without proper documentation or proof
• Cosmetic treatments or routine check-ups

How to Buy Travel Insurance with Single Trip Cover in India

Unlike other platforms, purchasing travel insurance with single trip cover on MakeMyTrip is fast, convenient, and transparent. You do not need to buy single trip travel insurance online separately, as MakeMyTrip offers a travel insurance with single trip cover and various other benefits. Simply follow the below-mentioned steps:

1. Firstly, visit the official MakeMyTrip website or mobile app.
2. Then navigate to the Travel Insurance section.
3. Enter the required details, including your travel dates, destination, and age.
4. Compare multiple plan options from trusted insurance partners.
5. Choose the best single trip travel insurance based on coverage, pricing, and terms.
6. Lastly, make a secure online payment to complete the purchase.

Upon payment, a confirmation of the policy purchase is shared with the user via email instantly. The same confirmation document can also be downloaded and used for visa application, immigration verification, or emergency reference during travel.