The Ultimate Travel Credit Card

6% Extra Savings,
Every Time You Travel!

Use mobile number linked with your Aadhaar Card

MakeMyTrip ICICI Bank Credit Card

Get 2 Cards, Mastercard & RuPay!

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Extra Rewards on hotel bookings

3% on flight, cab, bus & 1% on all outside MMT spends

🤩 Over and above the usual MakeMyTrip discounts & coupons

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Guaranteed Reward on UPI Spends

1% myCash + additional upto 1% RuPay coins

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Zero Effective Forex Cost

0.99% markup & 1% myCash rewards

✈️ Accepted in over 200+ countries, No hidden fees

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myCash That Never Expires

1 myCash = 1 Rupee .

Unlimited usage with no expiry & no restirctions

Bonus Benefits

MakeMyTrip Credit Card

Enjoy Double Card Power

Avail Credit via both Mastercard & RuPay for online, offline , UPI and international transactions in a single credit card statement

8 Domestic & 1 International
Airport Lounge Access Per Year

No minimum spends required to enjoy this.
Plus you get a complimentary priority pass

View complete list of lounges accepting our cards

Airport Lounge 1Airport Lounge 2Airport Lounge 3
Lounge access worth  ₹15,000+/year
MakeMyTrip Credit Card

Enjoy Double Card Power

Avail Credit via both Mastercard & Rupay
for UPI, all in a single credit statement

Zero Cost 3-Months EMI

0% EMI for 3 Months on MMT Transactions. Book now, pay later — with no extra cost.
Plus, you still earn full rewards on EMI spends

0% Interest

Join Us, Unlock ₹8,000 Travel Rewards

A Grand Welcome Awaits!

Join us and unlock an incredible welcome package worth ₹8,000 & more crafted to make your travels truly delightful!

₹1,000 MakeMyTrip
Gift Voucher
₹1K

Valid on all MakeMyTrip bookings and can be used along with any coupon code

Complimentary MMTBLACK GOLD Membership
Gold Badge

  • ₹7,000 Holiday gift vouchers
  • Min 10% additional discount on select hotels; free room upgrades
  • 25% flat discount on Flight meals, Free date change, Zero cancellation
  • Assured customer care call pickup in 30 seconds
View T&C

Pay 100% of any MMT Booking Value with myCash Rewards

myCash

Unlimited Usage With No Limits, No Restrictions, No Expiry, No Minimums

Use ₹1 worth or your full myCash balance on your booking

1 myCash = 1 Rupee

Auto Checkout

Auto-Shown at Checkout

We auto-show your earned rewards during checkout across MakeMyTrip

Benefits

Works with Everything = Extra Benefits

Usable with coupon codes, gift cards, UPI, Netbanking or any other payment option

Limited Time Offer - ₹0 Joining Fee

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Joining Fee: ₹999 ₹0 for you

No cost to start enjoying premium benefits.

Plus, enjoy FREE MMTBLACK GOLD membership on joining.

Annual Fee: ₹999

Year 2 & Beyond: Spend ₹2.99L in a year to get your annual fee waived. Even if you don't, you'll still receive a ₹1,000 MakeMyTrip voucher when you pay the fee.

Either way, you are never paying for these benefits!

Additional Discounts on Top Brands with RuPay & Mastercard

  • RuPay Powered Offers
  • Mastercard Powered Offers
View All

Accepted Worldwide; Lounge, Travel, Lifestyle - Unlocked

View All

Customer Stories

C

Chetan

Odisha

Excellent MakeMyTrip card – travel rewards are truly top-notch with 0% forex markup for international trips, seamless airport lounge access, and rewards that never expire. Onboarding was smooth and effortless!

K

Kinkar Mondal

New Delhi

Very nice 👌 Excellent travel-related rewards with 6% value back on bookings, plus added savings through coupon codes!

P

Prem Kumar

Bengaluru

Excellent card! Got it through a simple 1-click journey — onboarding was seamless. Love the travel rewards, unlimited benefits, and lounge access at Bangalore airport.

R

Rahul

Mumbai

Good card and service.The generous credit limit and exclusive perks — like priority support with 30-second call pick-up — make it feel like MMTBLACK-level care!

Frequently Asked Questions

What myCash rewards can I earn with the card and how is the myCash credited to my MakeMyTrip Account?

Get set to earn unlimited myCash rewards with your MakeMyTrip ICICI Bank Credit Card:
  • ₹6 myCash on every ₹100 spent on hotel bookings
  • ₹3 myCash on every ₹100 spent on holiday package, flight, cab & bus bookings
  • FLAT ₹25 myCash on train bookings
  • ₹1 myCash on every ₹100 spent on other online & offline transactions
Note: For MakeMyTrip bookings, ensure you select credit card as your payment mode.

Transactions made using other payment methods like UPI will get you standard 1% myCash rewards.
Example: If you book a hotel on MakeMyTrip for Rs 10,000 and there is a 10% discount available, you save ₹1,000 on your booking. Since you used your MakeMyTrip ICICI Bank Credit Card, you earn myCash worth ₹540 (6% of ₹9,000) over and above the MakeMyTrip discount. This means your total savings & rewards amount to ₹1,540, which is 15.4% of the booking amount.

Your earned myCash will be credited to your MakeMyTrip account through your monthly statements. These earnings will be credited within 2 working days from the completion of your last billing cycle.

When will my MMTBLACK membership be activated? With the membership, will my myCash earnings from the card change?

You will be auto enrolled into MMTBLACK GOLD within 30 business days after your card activation. If you have an existing MMTBLACK membership or received it along with your MakeMyTrip ICICI Bank Credit Card, your myCash earnings will be revised to EXTRA 6% myCash on hotel bookings, EXTRA 3% myCash on holiday package, flight, cab & bus bookings and FLAT 1% myCash on all other online & offline retail spends. Additionally, you will get hotel upgrades & discounts on flight add-ons with MMTBLACK membership.

When will the joining and renewal benefits be credited?

Your MMTBLACK GOLD membership benefits will unlock after 30 business days of your card activation. You’ll also receive a ₹1000 MakeMyTrip voucher every time you pay your renewal fee (2nd year onwards) — delivered within 2 business days of fee payment in your bill cycle. You can redeem your ₹1000 Renewal voucher in easy 3 steps:
Step 1: On the payments page, select 'Gift Card' to view your linked MakeMyTrip voucher
Step 2: Tap on the voucher and enter the amount to redeem (full/partial redemption available)
Step 3: Select 'Continue' to redeem the voucher. Pay the remaining balance using another mode of payment

I have not received my MakeMyTrip ICICI Bank Credit Card physical copies as of now, what should I do?

If you haven't received your MakeMyTrip ICICI Bank Credit Card, you can use your virtual card details available on iMobile or ICICI Internet Banking to transact online.

You will receive the physical cards within 7 business days from the date of approval of your request. An SMS will be sent once the card gets dispatched. In case you do not receive the card within 7 working days, please call ICICI Bank's Customer Care on 1800 1080 between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

How can I convert large transactions into EMIs? Are No Cost EMI options available with this card?

Card transactions of ₹1,500 & above can be converted into EMIs within 30 days from purchase date, for a tenure of 3, 6, 9, 12, 18 & 24 months. However, cash, jewellery & fuel purchase transactions are excluded from EMI conversion.

You can convert transactions into EMIs in the following ways:
Step 1: Log in to ICICI Bank iMobile app or Internet Banking
Step 2: Tap on 'Cards & Forex' and select MakeMyTrip ICICI Bank Credit Card
Step 3: Select 'Manage Card'
Step 4: Tap on 'Convert to EMI' under 'More Options'
Step 5: Select your Credit Card Number from the dropdown menu & tap on the transaction
Step 6: Choose a convenient tenure for the EMIs and tap on 'Submit'

Additionally, a 3-month No Cost EMI option is available for booking hotels, flights & holiday packages on MakeMyTrip.

Can I link my MakeMyTrip ICICI Bank Credit Card with UPI? What rewards can I earn on UPI transactions made with the card?

Yes, you can use your MakeMyTrip ICICI Bank Credit Card for UPI transactions on platforms like Paytm, Google Pay and more. Simply tap on 'Add RuPay credit card on UPI' section & start earning 1% myCash on all your online & offline spends via UPI.

If someone borrows my MakeMyTrip ICICI Bank Credit Card and uses it for their own purchases, will I earn for the purchases in form of myCash on my account?

Yes, myCash earned on transactions made via MakeMyTrip ICICI Bank Credit Card will only be transferred to the card owner's MakeMyTrip account. If someone has borrowed your MakeMyTrip ICICI Bank Credit Card and is using it to transact, all the myCash earned on every transaction will be added to your MakeMyTrip Account only.

How can I pay outstanding bill for the MakeMyTrip ICICI Bank Credit Card?

You can pay your outstanding bill for MakeMyTrip ICICI Bank Credit Card via iMobile App/Net Banking. Log in to ICICI Bank's Net Banking portal and tap on Credit Cards > MakeMyTrip ICICI Bank Credit Card > Pay ICICI Bank Credit Card Bill.

Alternatively, you can pay your credit card dues using 'Bill Pay' service on other platforms like Cred, Amazon & more.

Which credit card is the best for international travel?

Cards with low forex fees, global lounge access, lifestyle perks and travel insurance are generally considered the best for international travel.

Which credit card is the best for travel?

The best travel credit card depends on your needs, but top choices offer flight discounts, lounge access, and accelerated rewards on travel spends.

What is the best travel credit card?

Any decent travel credit card should offer high reward points on travel spends, complimentary lounge access, travel insurance, and easy redemption options for flights or hotel bookings.

How do travel credit cards work?

Travel credit cards usually reward you with points or cashback on travel-related purchases, which can be redeemed for flights, hotel bookings, or upgrades.

Is a travel credit card worth it?

Yes, if you travel frequently, these cards help save on bookings, offer premium perks, and make your trips more rewarding.

Best Travel Credit Cards in India: Top Picks for Rewards and Benefits

In today's world, travel isn't just about destinations, it's also about experiences, comfort, and getting the best value for your money. That's where travel credit cards come in. Whether you're a frequent flyer, a leisure explorer, or a business traveller, the right card can unlock a host of benefits. But with so many options in the market, how do you choose the best travel credit card India?

Why a Travel Credit Card is Essential for International Trips?

Unlike regular credit cards, travel credit cards are built to reward your wanderlust. They can offer features like:
  • Complimentary airport lounge access (domestic and international)
  • Accelerated reward points on flight, hotel, and travel bookings
  • Discounts on bookings through partner platforms
  • Travel insurance coverage and concierge services
If you frequently travel by air, especially for business or international travel, opting for the best travel rewards credit card can save you money while adding convenience.

Top Benefits of Travel Credit Cards for Frequent Flyers

Here are some benefits of the MakeMyTrip ICICI Bank Card that make it stand out:
  • Airport Lounge Access: Unlike others, this card features no minimum spend criteria for lounge access.
  • Joining Perks & Bonuses: Complimentary MMTBLACK GOLD membership that comes with joining perks up to ₹ 7,000.
  • Zero Forex Markup: The best credit card for international travel, like the MakeMyTrip ICICI Bank Card, offers 0% forex charges, effectively.
  • Guaranteed Rewards: 1% guaranteed rewards on UPI spends, with 1% myCash and additional up to 1% RuPay coins.
  • No Rewards Expiry: Unlike other traditional credit cards, the rewards on this card come with no usage expiry and no restrictions.

MMTBLACK Membership: A Premium Travel Upgrade

As a joining perk, cardholders get enrolled into the MMTBLACK loyalty program, unlocking premium travel privileges worth up to ₹7,000 which includes holiday gift vouchers, minimum 10% additional discounts on hotel bookings, assured customer support, etc., enhancing your overall travel experience with MakeMyTrip.

How to Maximise Travel Rewards with Your Credit Card?

Choosing the right card is just step one away. Here's how to get the most out of your travel credit card:
  1. Use it strategically: Book all travel—flights, hotels, cabs through partnered portals to earn bonus points.
  2. Pay for daily expenses: Many cards reward fuel, dining, and shopping, helping you earn faster.
  3. Redeem points wisely: Use them for travel vouchers, seat upgrades, or discounts on bookings.
This approach can help you get the most from the best rated travel credit card without changing your lifestyle drastically.

Best Credit Cards for Travel: Earn Points and Enjoy Perks

Not all cards are made equal. The best credit card for domestic travel may offer railway lounge access, cashback on bus/train bookings, or deals on local hotels. For instance, the best credit card for foreign travel, the MakeMyTrip ICICI Bank Card, comes with:
  • Effectively 0% Forex charges
  • Lounge access with no minimum spend criteria
  • 6% myCash on hotel reservations
  • 1% myCash on outside MMT spending, both domestically and internationally
Some cards also double up as the best airline credit card for international travel, offering air miles, travel insurance, and free ticket upgrades.

Is a Travel Credit Card the Best Option for Shopping and Travel?

Surprisingly, yes. Many travel credit cards come bundled with various lifestyle perks such as:
  • Extra points on online shopping
  • Dining discounts
  • Cashback on fuel
Ultimately, this makes them a smart choice if you're looking for the best credit card for shopping and travel, as you get everyday value, plus travel benefits.

How Travel Credit Cards Work: Unlocking Rewards and Travel Protection

When you make a transaction, your card accumulates points (or miles), especially when used on eligible travel spends. Some cards give 3–5X points on flights, hotels, or OTA platforms. These points can later be redeemed for bookings, upgrades, or cashback. As a result, this travel credit card processing system is designed to turn your spending into savings.

Credit Cards with the Best Travel Benefits: Top Features to Look For

Here's a quick checklist when evaluating your options:
  • Annual Fees vs Benefits: Do the rewards outweigh the charges?
  • Redemption Flexibility: Can you easily use your points for flights or stays?
  • Lounge Access & Upgrades: How many entries are free, and where?
  • Partnerships: Does the card have tie-ups with airlines, OTAs, or hotel chains?
  • Extras: Things like credit card insurance for travel, concierge support, and emergency assistance.
The best credit card for business class travel will likely have added benefits like hotel upgrades, fast-track check-ins, and business lounge access.

Travel Credit Card vs Regular Credit Card: What's the Difference?

A travel credit card is designed to reward frequent travellers with perks like airline miles, hotel discounts, and lounge access. In contrast, a regular credit card might lack such focused rewards. With the MakeMyTrip ICICI Bank card, you're not just earning points, but you're earning travel-specific currency that directly reduces your trip costs. This is what defines the best credit card for air travel, as it offers maximum value for every rupee spent.

Best Credit Cards for Domestic and International Travel: A Complete Comparison

When compared to other best credit cards for domestic and international travel, the MakeMyTrip ICICI Bank Credit Card shines in:
  • Effectively 0% Forex charges
  • No minimum spend criteria on lounge access
  • UPI Benefits (1% myCash and up to 1% RuPay coins)
  • No usage expiry or restrictions on rewards
Unlike regular cards, where discounts and rewards are often limited-time or seasonal, the rewards on a travel credit card are typically an 'Always On' feature. This means you consistently earn benefits on travel spends, unlike non-travel credit cards, where offers are more tactical and time-bound. Consequently, it blends affordability with travel-centric features, offering a balanced solution for travellers within India and abroad.

Top Travel Credit Cards for Business Travellers

Business travellers can benefit too, especially those frequently booking through MakeMyTrip. With the ability to earn on every rupee spent, access to lounges for layovers, and auto travel statement tracking, this could be considered the best credit card for business class travel in the mid-range segment.

Credit Card Insurance for Travel: Essential Coverage for Your Next Trip

The MakeMyTrip ICICI card also includes credit card insurance for travel, which offers coverage for lost baggage, missed flights, and emergency assistance. While it may not replace a full-fledged travel insurance plan, it provides essential protection on the go.